/* =========================================================
   OMIS FINANCES — Feuille de style globale
   Identité : bleu profond, blanc, bleu clair, gris doux
   ========================================================= */

:root {
  --primary: #061a8c;
  --primary-dark: #041365;
  --primary-soft: #1736b8;
  --secondary: #eaf2ff;
  --accent: #4fa3ff;
  --accent-strong: #2c86eb;
  --white: #ffffff;
  --text: #1d2640;
  --muted: #66708a;
  --surface: #f7f9fd;
  --surface-2: #edf3fb;
  --border: #d8e2f3;
  --success: #0b8f61;
  --danger: #c43b3b;
  --warning: #b26b00;
  --shadow-sm: 0 10px 30px rgba(7, 29, 92, 0.08);
  --shadow-md: 0 18px 50px rgba(7, 29, 92, 0.12);
  --shadow-lg: 0 28px 80px rgba(7, 29, 92, 0.18);
  --radius-sm: 14px;
  --radius-md: 22px;
  --radius-lg: 32px;
  --container: min(1180px, calc(100% - 2rem));
  --transition: 220ms ease;
  --header-height: 88px;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--text);
  background:
    radial-gradient(circle at top left, rgba(79, 163, 255, 0.14), transparent 28rem),
    linear-gradient(180deg, #fbfcff 0%, #f7f9fd 100%);
  line-height: 1.6;
}

body.menu-open {
  overflow: hidden;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
textarea,
select {
  font: inherit;
}

button,
.btn,
summary {
  -webkit-tap-highlight-color: transparent;
}

:focus-visible {
  outline: 3px solid rgba(79, 163, 255, 0.55);
  outline-offset: 3px;
}

.container {
  width: var(--container);
  margin-inline: auto;
}

.section {
  padding: clamp(4rem, 7vw, 7rem) 0;
}

.section-sm {
  padding: clamp(2.75rem, 5vw, 4.75rem) 0;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: .55rem;
  padding: .45rem .85rem;
  border-radius: 999px;
  background: rgba(79, 163, 255, 0.12);
  color: var(--primary);
  font-weight: 800;
  font-size: .86rem;
  letter-spacing: .02em;
}

.eyebrow::before {
  content: "";
  width: .55rem;
  height: .55rem;
  border-radius: 999px;
  background: var(--accent);
  box-shadow: 0 0 0 5px rgba(79, 163, 255, .14);
}

.section-heading {
  max-width: 780px;
  margin-bottom: 2.25rem;
}

.section-heading.center {
  text-align: center;
  margin-inline: auto;
}

.section-heading h1,
.section-heading h2 {
  margin: .95rem 0 .85rem;
  color: var(--primary-dark);
  line-height: 1.12;
}

.section-heading h1 {
  font-size: clamp(2.55rem, 6vw, 5.45rem);
  letter-spacing: -.055em;
}

.section-heading h2 {
  font-size: clamp(2rem, 4vw, 3.4rem);
  letter-spacing: -.045em;
}

.section-heading p,
.lead {
  margin: 0;
  color: var(--muted);
  font-size: clamp(1rem, 1.7vw, 1.18rem);
}

.grid {
  display: grid;
  gap: 1.35rem;
}

.grid-2 {
  grid-template-columns: repeat(2, minmax(0, 1fr));
}

.grid-3 {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.grid-4 {
  grid-template-columns: repeat(4, minmax(0, 1fr));
}

.card {
  position: relative;
  padding: 1.55rem;
  border: 1px solid rgba(216, 226, 243, 0.95);
  border-radius: var(--radius-md);
  background: rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow-sm);
  transition:
    transform var(--transition),
    box-shadow var(--transition),
    border-color var(--transition);
}

.card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-md);
  border-color: rgba(79, 163, 255, 0.48);
}

.icon-badge {
  display: inline-grid;
  place-items: center;
  width: 3.2rem;
  height: 3.2rem;
  margin-bottom: 1rem;
  border-radius: 1rem;
  color: var(--primary);
  font-weight: 900;
  font-size: 1.25rem;
  background:
    linear-gradient(135deg, rgba(79, 163, 255, .24), rgba(6, 26, 140, .08));
}

.card h3,
.feature h3 {
  margin: 0 0 .55rem;
  color: var(--primary-dark);
  font-size: 1.22rem;
}

.card p,
.feature p {
  margin: 0;
  color: var(--muted);
}

.muted {
  color: var(--muted);
}

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .6rem;
  min-height: 48px;
  padding: .82rem 1.18rem;
  border: 0;
  border-radius: 999px;
  cursor: pointer;
  font-weight: 850;
  transition:
    transform var(--transition),
    box-shadow var(--transition),
    background-color var(--transition),
    color var(--transition),
    border-color var(--transition);
}

.btn:hover {
  transform: translateY(-2px);
}

.btn-primary {
  color: var(--white);
  background: linear-gradient(135deg, var(--primary), var(--primary-soft));
  box-shadow: 0 15px 35px rgba(6, 26, 140, .25);
}

.btn-primary:hover {
  box-shadow: 0 20px 45px rgba(6, 26, 140, .34);
}

.btn-secondary {
  color: var(--primary);
  background: var(--white);
  border: 1px solid rgba(6, 26, 140, .16);
  box-shadow: var(--shadow-sm);
}

.btn-secondary:hover {
  border-color: rgba(79, 163, 255, .65);
}

.btn-soft {
  color: var(--primary);
  background: var(--secondary);
}

.btn-link {
  min-height: auto;
  padding: 0;
  border-radius: 0;
  color: var(--primary);
  background: transparent;
  box-shadow: none;
}

.btn-link:hover {
  transform: translateX(4px);
}

.tag {
  display: inline-flex;
  align-items: center;
  padding: .35rem .7rem;
  border-radius: 999px;
  background: var(--secondary);
  color: var(--primary);
  font-size: .84rem;
  font-weight: 800;
}

.pill-row,
.button-row,
.filter-bar {
  display: flex;
  flex-wrap: wrap;
  gap: .8rem;
}

.list-check {
  display: grid;
  gap: .82rem;
  padding: 0;
  margin: 1.2rem 0 0;
  list-style: none;
}

.list-check li {
  display: flex;
  gap: .78rem;
  align-items: flex-start;
  color: var(--text);
}

.list-check li::before {
  content: "✓";
  display: inline-grid;
  place-items: center;
  flex: 0 0 1.45rem;
  width: 1.45rem;
  height: 1.45rem;
  margin-top: .1rem;
  border-radius: 999px;
  color: var(--white);
  font-size: .78rem;
  font-weight: 900;
  background: var(--success);
}

/* Header */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  height: var(--header-height);
  display: flex;
  align-items: center;
  background: rgba(251, 252, 255, .84);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid transparent;
  transition:
    height var(--transition),
    box-shadow var(--transition),
    border-color var(--transition),
    background-color var(--transition);
}

.site-header.scrolled {
  height: 78px;
  background: rgba(255, 255, 255, .94);
  border-color: rgba(216, 226, 243, .85);
  box-shadow: 0 14px 34px rgba(6, 26, 140, .08);
}

.nav-wrap {
  width: var(--container);
  margin-inline: auto;
  display: flex;
  align-items: center;
  gap: 1.25rem;
  justify-content: space-between;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: .85rem;
  min-width: max-content;
}

.brand img {
  width: 164px;
  height: auto;
  object-fit: contain;
}

.site-nav {
  display: flex;
  align-items: center;
  gap: .15rem;
}

.site-nav a {
  position: relative;
  padding: .72rem .76rem;
  color: var(--text);
  font-weight: 770;
  font-size: .95rem;
}

.site-nav a::after {
  content: "";
  position: absolute;
  left: .76rem;
  right: .76rem;
  bottom: .45rem;
  height: 2px;
  transform: scaleX(0);
  transform-origin: center;
  background: var(--accent);
  transition: transform var(--transition);
}

.site-nav a:hover::after,
.site-nav a.active::after {
  transform: scaleX(1);
}

.site-nav a.active {
  color: var(--primary);
}

.header-actions {
  display: flex;
  align-items: center;
  gap: .8rem;
}

.menu-toggle {
  position: relative;
  display: none;
  width: 48px;
  height: 48px;
  border: 1px solid var(--border);
  border-radius: 999px;
  background: var(--white);
  cursor: pointer;
  box-shadow: var(--shadow-sm);
}

.menu-toggle span {
  position: absolute;
  left: 50%;
  width: 20px;
  height: 2px;
  transform: translateX(-50%);
  background: var(--primary);
  border-radius: 999px;
  transition: transform var(--transition), opacity var(--transition), top var(--transition);
}

.menu-toggle span:nth-child(1) { top: 16px; }
.menu-toggle span:nth-child(2) { top: 23px; }
.menu-toggle span:nth-child(3) { top: 30px; }

.menu-toggle[aria-expanded="true"] span:nth-child(1) {
  top: 23px;
  transform: translateX(-50%) rotate(45deg);
}

.menu-toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}

.menu-toggle[aria-expanded="true"] span:nth-child(3) {
  top: 23px;
  transform: translateX(-50%) rotate(-45deg);
}

/* Hero */
.hero {
  min-height: calc(100vh - var(--header-height));
  display: grid;
  align-items: center;
  padding: clamp(3rem, 6vw, 5rem) 0 5rem;
}

.hero-layout {
  display: grid;
  grid-template-columns: minmax(0, 1.02fr) minmax(360px, .98fr);
  align-items: center;
  gap: clamp(2rem, 5vw, 5rem);
}

.hero-copy h1 {
  margin: 1rem 0 1rem;
  color: var(--primary-dark);
  font-size: clamp(2.8rem, 6.2vw, 5.8rem);
  line-height: .98;
  letter-spacing: -.065em;
}

.hero-copy p {
  max-width: 680px;
  margin: 0 0 1.6rem;
  color: var(--muted);
  font-size: clamp(1.07rem, 2vw, 1.28rem);
}

.hero-meta {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 2.3rem;
}

.stat {
  padding: 1.15rem;
  border-radius: var(--radius-sm);
  background: rgba(255,255,255,.84);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}

.stat strong {
  display: block;
  color: var(--primary);
  font-size: 1.35rem;
}

.stat span {
  color: var(--muted);
  font-size: .92rem;
}

.finance-visual {
  position: relative;
  min-height: 560px;
  padding: 1.15rem;
  border-radius: 38px;
  background:
    radial-gradient(circle at 20% 20%, rgba(79,163,255,.36), transparent 16rem),
    linear-gradient(145deg, rgba(6,26,140,.98), rgba(23,54,184,.84));
  box-shadow: var(--shadow-lg);
  overflow: hidden;
}

.finance-visual::before,
.finance-visual::after {
  content: "";
  position: absolute;
  border-radius: 999px;
  border: 1px solid rgba(255,255,255,.22);
}

.finance-visual::before {
  inset: 3rem;
}

.finance-visual::after {
  width: 380px;
  height: 380px;
  right: -120px;
  bottom: -160px;
}

.dashboard-card {
  position: absolute;
  inset: 2.2rem 2rem auto;
  min-height: 245px;
  padding: 1.4rem;
  border-radius: 28px;
  background: rgba(255,255,255,.94);
  box-shadow: 0 30px 80px rgba(0,0,0,.22);
}

.dashboard-card h3 {
  margin: .2rem 0 .3rem;
  color: var(--primary-dark);
  font-size: 1.38rem;
}

.mini-chart {
  display: flex;
  align-items: end;
  gap: .65rem;
  height: 118px;
  margin-top: 1.15rem;
}

.mini-chart span {
  flex: 1;
  min-height: 24px;
  border-radius: 999px 999px 10px 10px;
  background: linear-gradient(180deg, var(--accent), var(--primary));
}

.mini-chart span:nth-child(1) { height: 43%; }
.mini-chart span:nth-child(2) { height: 68%; }
.mini-chart span:nth-child(3) { height: 55%; }
.mini-chart span:nth-child(4) { height: 91%; }
.mini-chart span:nth-child(5) { height: 78%; }

.floating-panel {
  position: absolute;
  max-width: 250px;
  padding: 1.15rem;
  border-radius: 22px;
  background: rgba(255,255,255,.95);
  box-shadow: 0 22px 50px rgba(0,0,0,.2);
}

.floating-panel strong {
  display: block;
  margin-bottom: .3rem;
  color: var(--primary-dark);
}

.floating-panel p {
  margin: 0;
  color: var(--muted);
  font-size: .93rem;
}

.panel-one {
  left: 1.7rem;
  bottom: 2rem;
}

.panel-two {
  right: 1.3rem;
  bottom: 7rem;
}

/* Banners and feature areas */
.soft-band {
  background:
    linear-gradient(135deg, rgba(234,242,255,.92), rgba(255,255,255,.92));
  border-block: 1px solid rgba(216,226,243,.8);
}

.highlight-box,
.cta-panel,
.institutional-panel {
  position: relative;
  overflow: hidden;
  border-radius: var(--radius-lg);
  padding: clamp(1.7rem, 4vw, 3rem);
  background:
    radial-gradient(circle at 95% 15%, rgba(79,163,255,.2), transparent 17rem),
    linear-gradient(135deg, var(--primary-dark), var(--primary-soft));
  color: var(--white);
  box-shadow: var(--shadow-lg);
}

.highlight-box h2,
.cta-panel h2,
.institutional-panel h2 {
  margin: .1rem 0 .65rem;
  color: var(--white);
  font-size: clamp(1.8rem, 4vw, 3rem);
  line-height: 1.14;
}

.highlight-box p,
.cta-panel p,
.institutional-panel p {
  color: rgba(255,255,255,.82);
  max-width: 760px;
  margin: 0 0 1.25rem;
}

.metric-row {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 1.6rem;
}

.metric {
  padding: 1rem;
  border-radius: 18px;
  border: 1px solid rgba(255,255,255,.18);
  background: rgba(255,255,255,.12);
}

.metric strong {
  display: block;
  font-size: 1.5rem;
}

.metric span {
  color: rgba(255,255,255,.8);
}

/* Service cards */
.service-card {
  display: flex;
  flex-direction: column;
  min-height: 290px;
}

.service-card .btn-link {
  margin-top: auto;
  padding-top: 1rem;
}

.service-grid .card:nth-child(2n) {
  transform: translateY(18px);
}

.service-grid .card:nth-child(2n):hover {
  transform: translateY(12px);
}

/* Testimonials */
.testimonial-shell {
  position: relative;
  overflow: hidden;
}

.testimonial-track {
  display: flex;
  transition: transform 480ms ease;
}

.testimonial {
  min-width: 100%;
  padding: clamp(1.5rem, 4vw, 3rem);
}

.quote-card {
  padding: clamp(1.5rem, 4vw, 2.7rem);
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-md);
}

.quote-card blockquote {
  margin: 0 0 1.2rem;
  color: var(--primary-dark);
  font-size: clamp(1.18rem, 2.5vw, 1.65rem);
  font-weight: 750;
  line-height: 1.5;
}

.quote-author {
  display: flex;
  align-items: center;
  gap: .85rem;
}

.avatar {
  width: 52px;
  height: 52px;
  display: grid;
  place-items: center;
  border-radius: 999px;
  color: var(--white);
  background: linear-gradient(135deg, var(--primary), var(--accent-strong));
  font-weight: 900;
}

.slider-controls {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: .75rem;
  margin-top: 1.25rem;
}

.slider-dot {
  width: 12px;
  height: 12px;
  border: 0;
  border-radius: 999px;
  cursor: pointer;
  background: rgba(6,26,140,.2);
  transition: transform var(--transition), background-color var(--transition);
}

.slider-dot.active {
  background: var(--primary);
  transform: scale(1.25);
}

/* Page intro */
.page-hero {
  padding: clamp(3.5rem, 7vw, 6rem) 0;
}

.page-hero-box {
  padding: clamp(1.8rem, 5vw, 4rem);
  border-radius: var(--radius-lg);
  background:
    radial-gradient(circle at top right, rgba(79,163,255,.25), transparent 18rem),
    linear-gradient(135deg, rgba(6,26,140,.98), rgba(23,54,184,.88));
  color: var(--white);
  box-shadow: var(--shadow-lg);
}

.page-hero-box h1 {
  margin: 1rem 0 .8rem;
  color: var(--white);
  font-size: clamp(2.4rem, 5vw, 4.55rem);
  line-height: 1.07;
  letter-spacing: -.05em;
}

.page-hero-box p {
  max-width: 850px;
  margin: 0;
  color: rgba(255,255,255,.84);
  font-size: clamp(1rem, 2vw, 1.2rem);
}

/* About */
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(1.5rem, 4vw, 4rem);
  align-items: center;
}

.story-panel {
  padding: clamp(1.4rem, 3vw, 2.2rem);
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-md);
}

.timeline {
  display: grid;
  gap: 1.2rem;
  position: relative;
}

.timeline-item {
  display: grid;
  grid-template-columns: 110px 1fr;
  gap: 1.2rem;
  align-items: start;
  padding: 1.3rem;
  border-radius: var(--radius-md);
  background: var(--white);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}

.timeline-year {
  display: inline-flex;
  width: fit-content;
  padding: .45rem .72rem;
  border-radius: 999px;
  color: var(--white);
  background: var(--primary);
  font-weight: 900;
}

/* Services filtering */
.need-filter {
  padding: 1.25rem;
  border: 1px solid var(--border);
  border-radius: var(--radius-md);
  background: rgba(255,255,255,.88);
  box-shadow: var(--shadow-sm);
}

.filter-btn {
  border: 1px solid var(--border);
  color: var(--primary);
  background: var(--white);
}

.filter-btn.active,
.filter-btn:hover {
  color: var(--white);
  border-color: var(--primary);
  background: var(--primary);
}

.service-detail-card[hidden],
.article-card[hidden] {
  display: none !important;
}

/* Financing form */
.finance-form-shell {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) minmax(280px, .8fr);
  gap: 1.4rem;
  align-items: start;
}

.form-card,
.side-card {
  padding: clamp(1.25rem, 3vw, 2rem);
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-md);
}

.progress-wrap {
  margin-bottom: 1.7rem;
}

.progress-meta {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  margin-bottom: .7rem;
  color: var(--muted);
  font-weight: 800;
}

.progress-bar {
  height: 12px;
  overflow: hidden;
  border-radius: 999px;
  background: var(--surface-2);
}

.progress-bar span {
  display: block;
  width: 33.33%;
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, var(--primary), var(--accent));
  transition: width 360ms ease;
}

.form-step {
  display: none;
  animation: fadeUp 360ms ease both;
}

.form-step.active {
  display: block;
}

.form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 1rem;
}

.field {
  display: grid;
  gap: .48rem;
  margin-bottom: 1rem;
}

.field.full {
  grid-column: 1 / -1;
}

label {
  color: var(--primary-dark);
  font-weight: 850;
}

input,
select,
textarea {
  width: 100%;
  min-height: 50px;
  padding: .82rem .95rem;
  color: var(--text);
  border: 1px solid var(--border);
  border-radius: 16px;
  background: #fff;
  transition: border-color var(--transition), box-shadow var(--transition);
}

textarea {
  min-height: 150px;
  resize: vertical;
}

input:focus,
select:focus,
textarea:focus {
  outline: none;
  border-color: var(--accent);
  box-shadow: 0 0 0 4px rgba(79,163,255,.18);
}

.error-text {
  min-height: 1.1em;
  color: var(--danger);
  font-size: .88rem;
  font-weight: 700;
}

.file-drop {
  min-height: 138px;
  display: grid;
  place-items: center;
  padding: 1.2rem;
  text-align: center;
  color: var(--muted);
  border: 2px dashed rgba(6,26,140,.24);
  border-radius: 20px;
  background: var(--surface);
}

.file-drop.dragover {
  border-color: var(--accent);
  background: var(--secondary);
}

.checkbox-row {
  display: flex;
  align-items: flex-start;
  gap: .75rem;
}

.checkbox-row input {
  width: 20px;
  min-height: 20px;
  margin-top: .3rem;
}

.form-actions {
  display: flex;
  justify-content: space-between;
  gap: .8rem;
  margin-top: 1.35rem;
}

.success-message {
  display: none;
  padding: 1.25rem;
  border-radius: 20px;
  color: #064b35;
  background: #e8fbf4;
  border: 1px solid rgba(11,143,97,.23);
  font-weight: 750;
}

.success-message.show {
  display: block;
}

/* News */
.search-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: .85rem;
  margin-bottom: 1rem;
}

.article-card {
  display: flex;
  flex-direction: column;
  min-height: 340px;
}

.article-meta {
  display: flex;
  flex-wrap: wrap;
  gap: .55rem;
  margin-bottom: .85rem;
}

.article-card .btn-link {
  margin-top: auto;
  padding-top: 1rem;
}

/* FAQ */
.faq-list {
  display: grid;
  gap: 1rem;
}

.faq-item {
  overflow: hidden;
  border-radius: var(--radius-md);
  background: var(--white);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}

.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  min-height: 72px;
  padding: 1.15rem 1.25rem;
  color: var(--primary-dark);
  border: 0;
  background: transparent;
  cursor: pointer;
  text-align: left;
  font-weight: 900;
}

.faq-question span:last-child {
  display: grid;
  place-items: center;
  flex: 0 0 32px;
  height: 32px;
  border-radius: 999px;
  color: var(--primary);
  background: var(--secondary);
  transition: transform var(--transition);
}

.faq-item.open .faq-question span:last-child {
  transform: rotate(45deg);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 300ms ease;
}

.faq-answer p {
  margin: 0;
  padding: 0 1.25rem 1.3rem;
  color: var(--muted);
}

/* Contact */
.contact-layout {
  display: grid;
  grid-template-columns: minmax(300px, .92fr) minmax(0, 1.08fr);
  gap: 1.4rem;
}

.contact-details {
  display: grid;
  gap: 1rem;
}

.detail-card {
  padding: 1.2rem;
  border-radius: 20px;
  background: rgba(255,255,255,.92);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}

.detail-card strong {
  display: block;
  color: var(--primary-dark);
  margin-bottom: .25rem;
}

.map-placeholder {
  min-height: 300px;
  display: grid;
  place-items: center;
  padding: 1.4rem;
  text-align: center;
  border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  background:
    radial-gradient(circle at 30% 20%, rgba(79,163,255,.22), transparent 12rem),
    linear-gradient(145deg, #f5f9ff, #eaf2ff);
  box-shadow: var(--shadow-sm);
}

/* Footer */
.site-footer {
  margin-top: clamp(3rem, 6vw, 5rem);
  padding: 4rem 0 1.4rem;
  color: rgba(255,255,255,.84);
  background: #041365;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1.05fr 1.05fr;
  gap: 1.6rem;
}

.footer-brand img {
  width: 180px;
  margin-bottom: 1rem;
  padding: .55rem;
  border-radius: 18px;
  background: var(--white);
}

.site-footer h3 {
  margin: 0 0 .85rem;
  color: var(--white);
  font-size: 1.05rem;
}

.footer-links,
.footer-contact {
  display: grid;
  gap: .58rem;
  padding: 0;
  margin: 0;
  list-style: none;
}

.footer-links a:hover,
.site-footer a:hover {
  color: var(--white);
}

.newsletter {
  display: grid;
  gap: .75rem;
}

.newsletter input {
  min-height: 48px;
}

.social-row {
  display: flex;
  flex-wrap: wrap;
  gap: .65rem;
  margin-top: 1rem;
}

.social-row a {
  display: inline-grid;
  place-items: center;
  width: 42px;
  height: 42px;
  border: 1px solid rgba(255,255,255,.18);
  border-radius: 999px;
  color: var(--white);
  background: rgba(255,255,255,.08);
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 1rem;
  margin-top: 2.3rem;
  padding-top: 1.2rem;
  border-top: 1px solid rgba(255,255,255,.14);
  font-size: .92rem;
}

/* Reveals */
.reveal {
  opacity: 0;
  transform: translateY(24px);
  transition: opacity 600ms ease, transform 600ms ease;
}

.reveal.visible {
  opacity: 1;
  transform: translateY(0);
}

@keyframes fadeUp {
  from { opacity: 0; transform: translateY(14px); }
  to { opacity: 1; transform: translateY(0); }
}

/* Responsive */
@media (max-width: 1100px) {
  .grid-4 {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .hero-layout,
  .finance-form-shell,
  .contact-layout,
  .split {
    grid-template-columns: 1fr;
  }

  .hero {
    min-height: auto;
  }

  .finance-visual {
    min-height: 510px;
  }

  .footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .header-actions .desktop-cta {
    display: none;
  }

  .menu-toggle {
    display: inline-block;
  }

  .site-nav {
    position: fixed;
    top: 88px;
    left: 1rem;
    right: 1rem;
    display: grid;
    gap: .2rem;
    padding: 1rem;
    opacity: 0;
    visibility: hidden;
    transform: translateY(-14px);
    border-radius: 28px;
    background: rgba(255,255,255,.98);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-lg);
    transition: opacity var(--transition), visibility var(--transition), transform var(--transition);
  }

  .site-header.scrolled .site-nav {
    top: 78px;
  }

  .site-nav.open {
    opacity: 1;
    visibility: visible;
    transform: translateY(0);
  }

  .site-nav a {
    padding: .95rem 1rem;
    border-radius: 16px;
  }

  .site-nav a:hover,
  .site-nav a.active {
    background: var(--secondary);
  }

  .site-nav a::after {
    display: none;
  }
}

@media (max-width: 820px) {
  :root {
    --container: min(100% - 1.25rem, 1180px);
  }

  .grid-2,
  .grid-3,
  .form-grid,
  .metric-row,
  .hero-meta {
    grid-template-columns: 1fr;
  }

  .service-grid .card:nth-child(2n),
  .service-grid .card:nth-child(2n):hover {
    transform: none;
  }

  .timeline-item {
    grid-template-columns: 1fr;
  }

  .search-row,
  .footer-bottom {
    grid-template-columns: 1fr;
    display: grid;
  }

  .finance-visual {
    min-height: 540px;
  }

  .dashboard-card {
    inset: 1.2rem 1.2rem auto;
  }

  .panel-one {
    left: 1.2rem;
    right: 1.2rem;
    bottom: 1.2rem;
    max-width: none;
  }

  .panel-two {
    left: 1.2rem;
    right: 1.2rem;
    bottom: 10rem;
    max-width: none;
  }

  .footer-grid {
    grid-template-columns: 1fr;
  }

  .form-actions {
    flex-direction: column-reverse;
  }

  .form-actions .btn {
    width: 100%;
  }
}

@media (max-width: 560px) {
  .brand img {
    width: 138px;
  }

  .page-hero-box,
  .highlight-box,
  .cta-panel,
  .institutional-panel {
    border-radius: 24px;
  }

  .card,
  .form-card,
  .side-card {
    border-radius: 20px;
  }

  .button-row .btn,
  .filter-bar .btn,
  .contact-actions .btn {
    width: 100%;
  }
}

/* =========================================================
   Enrichissements visuels & interactions — version immersive
   ========================================================= */

.scroll-progress {
  position: fixed;
  inset: 0 0 auto 0;
  z-index: 120;
  height: 4px;
  background: transparent;
  pointer-events: none;
}

.scroll-progress span {
  display: block;
  width: 0;
  height: 100%;
  background: linear-gradient(90deg, var(--accent), var(--primary), var(--accent));
  box-shadow: 0 0 18px rgba(79, 163, 255, .55);
}

.back-to-top {
  position: fixed;
  right: 1.1rem;
  bottom: 1.1rem;
  z-index: 90;
  width: 52px;
  height: 52px;
  border: 0;
  border-radius: 999px;
  color: var(--white);
  background: linear-gradient(135deg, var(--primary), var(--accent-strong));
  box-shadow: var(--shadow-md);
  opacity: 0;
  visibility: hidden;
  transform: translateY(14px);
  cursor: pointer;
  transition: opacity var(--transition), visibility var(--transition), transform var(--transition);
}

.back-to-top.show {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}

.media-card,
.visual-photo-frame,
.image-story-card,
.news-image-frame {
  position: relative;
  overflow: hidden;
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid rgba(216,226,243,.95);
  box-shadow: var(--shadow-md);
}

.media-card img,
.visual-photo-frame img,
.image-story-card img,
.news-image-frame img,
.card-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 700ms cubic-bezier(.2,.8,.2,1), filter 500ms ease;
}

.media-card:hover img,
.visual-photo-frame:hover img,
.image-story-card:hover img,
.news-image-frame:hover img,
.card-media:hover img {
  transform: scale(1.055);
  filter: saturate(1.06);
}

.media-caption {
  position: absolute;
  left: 1rem;
  right: 1rem;
  bottom: 1rem;
  padding: .9rem 1rem;
  border-radius: 20px;
  color: var(--white);
  background: rgba(4, 19, 101, .78);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255,255,255,.17);
}

.media-caption strong {
  display: block;
  font-size: 1.02rem;
}

.media-caption span {
  display: block;
  color: rgba(255,255,255,.82);
  font-size: .92rem;
}

.finance-visual.real-visual {
  min-height: 610px;
  padding: 0;
  background: transparent;
  overflow: visible;
  box-shadow: none;
}

.finance-visual.real-visual::before,
.finance-visual.real-visual::after {
  display: none;
}

.visual-photo-frame {
  position: absolute;
  inset: 0;
  min-height: 610px;
}

.visual-photo-frame::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(4,19,101,.12), rgba(4,19,101,.62)),
    radial-gradient(circle at 20% 20%, rgba(79,163,255,.25), transparent 14rem);
}

.real-visual .dashboard-card {
  inset: 1.6rem 1.6rem auto;
  z-index: 2;
  max-width: 350px;
  min-height: auto;
}

.real-visual .floating-panel {
  z-index: 2;
}

.photo-grid {
  display: grid;
  grid-template-columns: 1.15fr .85fr;
  gap: 1.25rem;
  align-items: stretch;
}

.photo-grid .media-card:first-child {
  min-height: 420px;
}

.photo-grid .media-card:last-child {
  min-height: 420px;
}

.section-image-strip {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 2rem;
}

.section-image-strip .media-card {
  min-height: 250px;
}

.card-media {
  height: 210px;
  margin: -1.55rem -1.55rem 1.25rem;
  border-radius: var(--radius-md) var(--radius-md) 18px 18px;
  overflow: hidden;
  background: var(--surface-2);
}

.article-card .card-media {
  height: 205px;
}

.feature-image-grid {
  display: grid;
  grid-template-columns: .95fr 1.05fr;
  gap: 1.25rem;
  align-items: center;
}

.image-story-card {
  min-height: 450px;
}

.story-floating-note {
  position: absolute;
  left: 1rem;
  right: 1rem;
  bottom: 1rem;
  padding: 1rem;
  color: var(--white);
  border-radius: 22px;
  background: rgba(4, 19, 101, .84);
  backdrop-filter: blur(12px);
}

.counter-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1rem;
  margin-top: 1.25rem;
}

.counter-card {
  padding: 1.15rem;
  border-radius: 20px;
  background: rgba(255,255,255,.92);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
}

.counter-number {
  display: block;
  color: var(--primary);
  font-weight: 950;
  font-size: clamp(1.7rem, 3vw, 2.5rem);
  line-height: 1.1;
}

.counter-label {
  color: var(--muted);
  font-weight: 750;
}

.service-guidance {
  margin-top: 1rem;
  padding: 1rem 1.1rem;
  border-radius: 20px;
  color: var(--primary-dark);
  background: var(--secondary);
  border: 1px solid rgba(79,163,255,.23);
}

.service-guidance strong {
  display: block;
  margin-bottom: .18rem;
}

.finance-summary {
  margin-top: 1.2rem;
  padding: 1.05rem;
  border-radius: 20px;
  color: var(--primary-dark);
  background: var(--secondary);
  border: 1px solid rgba(79,163,255,.22);
}

.summary-line {
  display: flex;
  justify-content: space-between;
  gap: .8rem;
  padding: .45rem 0;
  border-bottom: 1px dashed rgba(6,26,140,.16);
}

.summary-line:last-child {
  border-bottom: 0;
}

.summary-line span:first-child {
  color: var(--muted);
}

.results-count {
  display: inline-flex;
  align-items: center;
  min-height: 42px;
  padding: .45rem .85rem;
  border-radius: 999px;
  color: var(--primary);
  background: var(--secondary);
  font-weight: 850;
}

.article-actions {
  display: flex;
  gap: .55rem;
  flex-wrap: wrap;
  margin-top: .9rem;
}

.icon-action {
  display: inline-flex;
  align-items: center;
  gap: .45rem;
  min-height: 40px;
  padding: .48rem .75rem;
  border-radius: 999px;
  border: 1px solid var(--border);
  color: var(--primary);
  background: var(--white);
  cursor: pointer;
  font-weight: 800;
  transition: transform var(--transition), border-color var(--transition), background-color var(--transition);
}

.icon-action:hover,
.icon-action.active {
  transform: translateY(-2px);
  border-color: rgba(79,163,255,.7);
  background: var(--secondary);
}

.char-counter {
  justify-self: end;
  margin-top: -.35rem;
  color: var(--muted);
  font-size: .88rem;
  font-weight: 800;
}

.copy-actions {
  display: flex;
  flex-wrap: wrap;
  gap: .55rem;
  margin-top: .7rem;
}

.copy-status {
  min-height: 1.2em;
  color: var(--success);
  font-size: .9rem;
  font-weight: 850;
}

.contact-map-pulse {
  display: inline-flex;
  align-items: center;
  gap: .55rem;
  padding: .62rem .85rem;
  border-radius: 999px;
  color: var(--primary);
  background: rgba(255,255,255,.86);
  border: 1px solid rgba(6,26,140,.14);
  box-shadow: var(--shadow-sm);
}

.contact-map-pulse::before {
  content: "";
  width: .75rem;
  height: .75rem;
  border-radius: 999px;
  background: var(--accent);
  animation: mapPulse 1.8s infinite;
}

@keyframes mapPulse {
  0% { box-shadow: 0 0 0 0 rgba(79,163,255,.42); }
  70% { box-shadow: 0 0 0 13px rgba(79,163,255,0); }
  100% { box-shadow: 0 0 0 0 rgba(79,163,255,0); }
}

.lightbox {
  position: fixed;
  inset: 0;
  z-index: 200;
  display: none;
  place-items: center;
  padding: 1.2rem;
  background: rgba(3, 10, 40, .86);
  backdrop-filter: blur(10px);
}

.lightbox.open {
  display: grid;
}

.lightbox-dialog {
  position: relative;
  width: min(1040px, 100%);
  max-height: min(86vh, 900px);
  padding: .85rem;
  border-radius: 28px;
  background: var(--white);
  box-shadow: 0 30px 100px rgba(0,0,0,.45);
}

.lightbox-dialog img {
  width: 100%;
  max-height: calc(86vh - 5rem);
  object-fit: contain;
  border-radius: 20px;
  background: #f4f6fb;
}

.lightbox-caption {
  margin: .7rem .4rem 0;
  color: var(--text);
  font-weight: 800;
}

.lightbox-close {
  position: absolute;
  top: -.65rem;
  right: -.65rem;
  width: 46px;
  height: 46px;
  border: 0;
  border-radius: 999px;
  color: var(--white);
  background: var(--primary);
  box-shadow: var(--shadow-md);
  cursor: pointer;
  font-size: 1.35rem;
}

.media-zoom {
  cursor: zoom-in;
}

.tilt-hover {
  will-change: transform;
}

.tilt-hover.tilting {
  transition: transform 80ms linear;
}

.timeline-progress {
  position: absolute;
  top: 0;
  left: 53px;
  width: 4px;
  height: 0;
  border-radius: 999px;
  background: linear-gradient(180deg, var(--accent), var(--primary));
  transition: height 700ms ease;
}

.timeline.has-progress {
  padding-left: 0;
}

.timeline.has-progress.visible .timeline-progress {
  height: calc(100% - 1rem);
}

.badge-floating {
  display: inline-flex;
  align-items: center;
  gap: .45rem;
  margin-bottom: .85rem;
  padding: .45rem .75rem;
  border-radius: 999px;
  color: var(--primary);
  background: rgba(255,255,255,.92);
  box-shadow: var(--shadow-sm);
  font-weight: 900;
}

@media (max-width: 1100px) {
  .photo-grid,
  .feature-image-grid {
    grid-template-columns: 1fr;
  }

  .section-image-strip {
    grid-template-columns: 1fr 1fr;
  }

  .finance-visual.real-visual,
  .visual-photo-frame {
    min-height: 620px;
  }
}

@media (max-width: 820px) {
  .section-image-strip,
  .counter-grid {
    grid-template-columns: 1fr;
  }

  .photo-grid .media-card:first-child,
  .photo-grid .media-card:last-child,
  .image-story-card {
    min-height: 320px;
  }

  .finance-visual.real-visual,
  .visual-photo-frame {
    min-height: 660px;
  }

  .timeline-progress {
    left: 28px;
  }
}

@media (max-width: 560px) {
  .real-visual .dashboard-card {
    left: 1rem;
    right: 1rem;
    max-width: none;
  }

  .back-to-top {
    right: .8rem;
    bottom: .8rem;
  }

  .lightbox-dialog {
    padding: .55rem;
    border-radius: 22px;
  }
}